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Home Additions Across Hillsborough, Pinellas and Pasco

Tampa Bay, in Hillsborough, Pinellas and Pasco counties

Towns we cover around Tampa Bay

Tampa, FL

Find out before anything is drawn whether your Tampa lot can take a rentable ADU or only a family suite, because the answer sets the size, the paperwork and who may live there. The city allows ADUs only in Seminole Heights, around Lowry Park and in the East Tampa and Tampa Heights overlays; everywhere else a suite with its own kitchen is an Extended Family Residence.

Coverage in Tampa →

St. Petersburg, FL

Building a cottage for a parent in St. Petersburg does not tie you to living on the property afterward, which matters if the family's plans could change. The city requires neither owner occupancy nor a homestead for an ADU, and both units may be rented long term with a Business Tax Certificate.

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Clearwater, FL

A Clearwater ADU goes through a Level One review rather than a simple permit, so size it to the city's cap before paying for plans and the review has less to question. Clearwater caps an ADU at 750 square feet or half the main home's floor area, whichever is less, and an attached unit's entrance must not be visible from the street.

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Largo, FL

Check the flood map for your Largo parcel first, because here it decides whether a separate unit is allowed at all. Largo does not permit ADUs in the Special Flood Hazard Area or the Coastal High Hazard Area, so on those lots an attached suite without a second kitchen is the way to house a parent.

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Pinellas Park, FL

A Pinellas Park ADU can never be sold apart from the house, and the deed restriction saying so is recorded before a parent can move in, so plan the unit as a permanent part of the property. The city allows one ADU on any single-family lot, capped at 600 square feet of air-conditioned space, with one extra off-street parking space.

Coverage in Pinellas Park →

Dunedin, FL

In Dunedin a cottage or suite for a parent is exactly what the ADU code was written for, since the code states its purpose as housing for older residents of modest income. It allows one ADU of up to 800 square feet on any single-family lot, attached or detached, with the owner living in one of the two units.

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Palm Harbor, FL

Palm Harbor is where a Pinellas family building quarters for a parent can apply to take some of the new value off the tax bill, so settle the design with that in mind. Because Palm Harbor is unincorporated, the county's parent or grandparent reduction, adopted for the 2025 tax year, reaches it, but only for quarters with their own bath and kitchen.

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Seminole, FL

A Seminole parent cottage can have its own electric and water meters and needs no extra parking space, two things that complicate the same job in several neighboring cities. Seminole allows accessory apartments, garage apartments and guest houses up to 750 square feet on single-family lots in every residential district, with one of the two units owner-occupied.

Coverage in Seminole →

Safety Harbor, FL

Whether a Safety Harbor family can build a separate cottage usually comes down to the shape of the lot, so check for a corner or an improved alley before choosing between a cottage and an attached suite. Outside the E-1 district the city allows detached ADUs only on those lots, while attached units are permitted in every single-family district.

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Tarpon Springs, FL

In Tarpon Springs a bigger main house supports a bigger ADU, so measure the home before settling on the size of a parent's cottage. The city caps an ADU at 600 square feet or 20 percent of the primary structure's floor area, whichever is greater, one per parcel.

Coverage in Tarpon Springs →

Plant City, FL

Separate quarters for a parent in Plant City take the form of a garage apartment under the city's code, and whether that apartment can sit over the garage depends on how tall your house is. Plant City allows one on an owner-occupied R-1 lot of at least 6,000 square feet, up to 600 square feet of living space, and above a detached garage only where the main home has two or more stories.

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New Port Richey, FL

In the City of New Port Richey a parent's quarters have to be part of the house itself, so plan an internal suite and skip paying for a backyard cottage design. The city allows one accessory apartment inside the principal structure, capped at 25 percent of the home's gross floor area, and grants no variances to fit one.

Coverage in New Port Richey →

Zephyrhills, FL

Where your Zephyrhills house sits decides how straightforward an ADU is, so check the address against the city's core area before counting on a backyard unit. Between C Avenue and North Avenue and 1st and 20th Streets the ADU rules apply as written; elsewhere in the city a request is reviewed case by case.

Coverage in Zephyrhills →

Wesley Chapel, FL

Before paying for ADU plans in Wesley Chapel, read your subdivision's recorded covenants, because a county permit does not override a restriction that forbids a second unit. Pasco County's own ADU section warns that covenants may prohibit ADUs, and 73 percent of Wesley Chapel homes were built in 2000 or later.

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Sun City Center, FL

In Sun City Center the new suite is often for the homeowners themselves, and that changes the tax picture: the parent or grandparent reduction does not cover space added for your own use. The median age here is 69.1, the oldest of any community on this site, and new square footage on a capped homestead is assessed at full just value.

Coverage in Sun City Center →

Apollo Beach, FL

In Apollo Beach, get the elevation certificate and the structure value in hand before anyone sketches a suite, because the flood rule is likely to set the size of the job. ZIP code 33572, which covers Apollo Beach, recorded 985 NFIP claims, 791 of them in 2024 alone.

Coverage in Apollo Beach →
Across The County

What arriving at a job looks like

Licensed and insured Florida contractorsVetted local contractors licensed by the State of Florida and insured for the work, who price and contract it themselves
The three rules checked for your addressThe kitchen, the flood line and the county tax rule looked at before any contractor is asked for a number
Told when an addition is not the answerIf a first-floor room or a bathroom change inside the house would do, you hear that before anyone draws a suite
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Who the space is for, whether it needs a kitchen, and the address. With those three answers we can say which city or county rules govern the lot before a contractor draws anything.

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Five short questions about who the space is for and what it needs to hold, then where to reach you. Most people finish in about a minute.

Question 1What are you thinking of building?

Pick the closest. If you are not sure yet, that is exactly what we help sort out.

Question 2Who will live in it?

This matters more than it sounds. In Florida the answer can change the property tax on what you build.

Question 3Does the new space need its own kitchen?

In Florida law a space with its own kitchen, bathroom and bedroom is a second dwelling, and each city and county decides whether one is allowed on your lot.

Question 4Is the house in a flood zone?

In a flood zone, a large enough addition can mean the whole house has to meet today's flood rules. Your insurance declarations page or the county flood map will say.

Question 5When does the space need to be ready?
About you, and the house the space would join

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We call to confirm the details before anyone is sent out.

Where is the property?

The contractor match is by property, not by person, so the street line matters.

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