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Largo, FL

First-Floor Suites Arranged in Largo

A ground-floor bedroom and bath in Largo is an addition, not an ADU, so the city's 2025 ADU rules leave it alone.

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62The age at least one parent or grandparent must have reached for the living quarters reduction in Florida Statute 193.703
50%Of a structure's market value, the cost at which 44 CFR 59.1 makes an addition a substantial improvement
16 townsCovered across Hillsborough, Pinellas and Pasco counties, each with its own local rules set out on its page
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First-Floor Suites quote in Largo

Who the space is for, whether it needs a kitchen, and the address. With those three answers we can say which city or county rules govern the lot before a contractor draws anything.

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$100 off your first job

Credited by us on your first booked job.

  • One credit per customer per property, on your first booked job.
  • Valid through December 31, 2026.
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Mention this offer when you book. Full terms.

Five short questions about who the space is for and what it needs to hold, then where to reach you. Most people finish in about a minute.

Question 1What are you thinking of building?

Pick the closest. If you are not sure yet, that is exactly what we help sort out.

Question 2Who will live in it?

This matters more than it sounds. In Florida the answer can change the property tax on what you build.

Question 3Does the new space need its own kitchen?

In Florida law a space with its own kitchen, bathroom and bedroom is a second dwelling, and each city and county decides whether one is allowed on your lot.

Question 4Is the house in a flood zone?

In a flood zone, a large enough addition can mean the whole house has to meet today's flood rules. Your insurance declarations page or the county flood map will say.

Question 5When does the space need to be ready?
About you, and the house the space would join

Who should we ask for?

How can we reach you?

We call to confirm the details before anyone is sent out.

Where is the property?

The contractor match is by property, not by person, so the street line matters.

Anything else we should know?

Your $100 credit is attached to this request. Mention this offer when you book. See terms.

Your details are used only to respond to this request and arrange the service.

Local Detail

Largo's ADU ordinance, and why it stops short of this job

A quiet Tampa Bay street of single-story ranch houses near a canal

Largo's Comprehensive Development Code (Sec. 16.14, Ord. 2025-01) does not permit ADUs in the Coastal High Hazard Area or the Special Flood Hazard Area, caps an ADU at 800 square feet or 50 percent of the principal home's living area, whichever is less, requires either the main home or the ADU to be owner-occupied, and requires a notarized affidavit that the unit, if rented, will be rented only at an affordable rate as defined in F.S. 163.31771.

Source: City of Largo (Municode), accessed 2026-09-23

Florida Statute 163.31771 defines an accessory dwelling unit as an ancillary or secondary living unit that has a separate kitchen, bathroom and sleeping area, within the same structure or on the same lot as the primary dwelling.

Source: The Florida Senate (Florida Statutes), accessed 2026-09-23

Local Context

Why Largo's first-floor page is short

We keep this page short because Largo's own rules are about ADUs and garages. A bedroom and bath added on the ground floor, with no kitchen of its own, is neither, so the city's flood-zone ADU ban does not stop it. The flood rules for additions still apply on a hazard-area lot. We arrange the work with a vetted Florida-licensed contractor, as anywhere else in Tampa Bay.

Floor plan drawings for a small home addition beside a tape measure
Licensed and insured Florida contractorsVetted local contractors licensed by the State of Florida and insured for the work, who price and contract it themselves
The three rules checked for your addressThe kitchen, the flood line and the county tax rule looked at before any contractor is asked for a number
Told when an addition is not the answerIf a first-floor room or a bathroom change inside the house would do, you hear that before anyone draws a suite
Deciding

The one Largo question for a downstairs suite

Tell the contractor whether the parcel is in a flood hazard area, and keep the kitchen out of the plan. That keeps the job clear of Largo's ADU section and leaves the flood test for additions as the rule to meet.

How first-floor suites works →

Next Step

Adding a downstairs bedroom in Largo?

Tell us whether the lot is in a flood zone and who the room is for.

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Related

Largo pages with the city's own rules

Questions

A Largo downstairs suite question

Does Largo's ADU ban stop a first-floor bedroom addition?

Not if the addition has no kitchen of its own. The ban applies to accessory dwelling units, which Florida defines by a separate kitchen, bathroom and sleeping area.

Next Step

Send the Largo address

Someone reads every request, and there is no obligation in asking.

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